Insurance Fraud

People buy insurance to protect their health, belongings, and their businesses. However, the interests of insurers and insured's diverge when a claim is filed. It is in the interest of insurance companies to limit the payments made to insured's. Insurance bad faith and insurance fraud occur when the goal of limiting compensation for losses violates the intent of the insurance contract.

Most people believe that insurance companies will act in good faith when they file a claim. And in many cases they do. However, when they do not, the individual or business filing the claim is at a distinct disadvantage, unless they have experienced legal representation.

The first thing you should do after a car accident is contact a physician and a car accident lawyer, because seemingly minor auto accidents can cause prolonged pain and medical costs. Car accident victims should be thoroughly examined by a doctor, since seemingly minor injuries often develop into major health problems. Even if you do not have obvious injuries — broken bones, cuts, lacerations or bruises – you may have sustained a connective-tissue or brain injury which, if left untreated, could cause major health problems in the long term. If you have been seriously injured in a car accident, you will need to prove that either a person negligently operated a vehicle that caused the accident, or some defect involving the vehicle or the roadway caused the accident. Many factors can result in a traffic accident, and sometimes multiple causes contribute to a single accident.

Some of the common issues involved in insurance bad faith and insurance fraud include:

  • Misrepresentation of policy limits
  • Deception or fraud
  • Overbroad indemnification
  • Failure to reasonably investigate a claim
  • Unreasonably denying coverage of a homeowner’s insurance policy
  • Unreasonably denying coverage of a life insurance policy, a health insurance policy, or a disability claim

Insurance companies are required by law to act in good faith toward their insured's. This means promptly paying claims, offering fair insurance settlements, and not denying legitimate claims. Our attorneys have handled a wide variety of insurance bad faith claims, including homeowner policies, comprehensive auto policies, health insurance policies, commercial general liability policies, and errors and omissions.

We offer a free initial consultation to discuss insurance fraud and bad faith matters. We handle all our cases on a contingency basis, so there are no attorney fees unless we get compensation for our clients.

Come By and See Us at

226 Commerce St, Jackson, AL 36545

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251-246-9015 or 888-421-9072

We are here to give you advice and to make a plan to help you with your legal matters.

Make an appointment and lets get the ball rolling.